About Smart Layby

Smart Layby is a 100% New Zealand based company. The company aims to provide the facility of shopping the goods on Layby. We genuinely believe in the advantages offered to the consumer in Layby sales over a credit contract. To name a few you do not have to pay any default interest over the life of the contract, your purchase price remains fixed, your account is never sent for any debt recovery to an external agency, you get a clear title in goods, no kind of fee(s) (perhaps a cancellation fees may apply) and many more advantages.

We believe in keeping things simple just like a layby transaction. One way of demonstrating this is this website. This website provides the customer with major specifications of the product which they shop with us via the layby sale agreement. You can take full advantage of the layby cooling off period and beyond to refer to the specifications of the products they have signed up.

We provide a minimum of three months warranty on all the non branded products we sell. You can buy any non branded product from us with the peace of mind that we support your purchase with a three months warranty without any extra charge to you. We aim to offer a mix of everyday use gadgets as well as the new gadgets so that there is something for everyone.